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Senior Product Engineer - Payments Risk
BackendRemote — EMEA
Published on 2026-09-14
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About this role
Own and build systems that assess payment risk across organizer accounts, manage payout holds and reserves, and support faster risk decisions. The role balances reducing financial exposure with a good experience for legitimate organizers, and includes end-to-end project ownership and production on-call.
About the company
WeTravel is a payments and booking platform for multi-day travel businesses, helping organizers collect payments and manage trips.
The team
Payments team, working closely with Product, Payment Operations, and KYC/Verification.
Stack
ReactTypeScriptRuby on RailsKotlinKubernetesMongoDBMySQLPostgreSQL
What you'll do
- Lead projects from discovery and solution design through rollout and monitoring.
- Build and improve systems for organizer risk assessment, payout holds, reserves, and account reviews.
- Shape risk decisions, measurements, and the automation of manual processes.
- Balance financial protection with the experience of legitimate organizers.
- Own production reliability, participate in on-call, and help raise engineering standards.
What we're looking for
- 7+ years of product engineering experience, including 4+ years building risk, fraud, or underwriting systems that move real money.
- Deep experience with financial decision systems such as exposure models, rules engines, reserves, payout limits, transaction monitoring, and ledgers.
- Strong backend skills in Ruby on Rails, Kotlin, Python, Go, Java, or Node.js, with ability to ramp up on Ruby.
- Production on-call experience, including incident response and post-mortems.
- Strong communication and cross-functional collaboration skills in a distributed, multicultural environment.
- Practical use of AI tools in engineering workflows and ability to mentor others on AI concepts.
Nice to have
- Experience at a merchant of record, payment facilitator, marketplace, or lender where the platform bears financial losses.
- Experience automating an underwriting or periodic review process previously handled manually.
Benefits
- Unlimited paid time off.
- Remote work for up to four weeks per calendar year.
- Paid family leave.
- Three paid volunteer days per year.
- Annual team off-site.
- Cycle-to-work scheme or commuting reimbursement.
- Cutting-edge equipment and tools.